Here's a layout of how IM Report Card credits work for you:
First off here's what can you do with all the credits you earn?
IMRC Credits currently have a cash value of US $0.01 each. That means you'll earn $1 for every 100 credits. You can redeem your IMRC Credits for cash via PayPal once you reach 2000 credits. This is NOT hard to do. If you don't have a PayPal account you should sign-up with PayPal.
Once you create a free account, you'll begin earning "IMRC Credits" for almost everything you do. They reward you just for participating in the community!
And if you're like most people you've probably already bought or have experience with dozens of the products, services, people and/or biz-opps already reviewed on the site.
If you grade and comment on them you could easily earn some cash right now.
Here are all the ways you can currently earn IMRC Credits...
Rate a Review or another users' comment -- 1 Credit
Grade a Product, Service, Person or Biz-Opp -- 10 Credits
Add your own comment to any review -- 50/100/150 Credits + *Bonus*
Suggest a new product, service, etc. for review -- 75 Credits
Refer another user to IM Report Card -- Whatever THEY earn!

For comments, the standard number of credits earned is 50. However, if you're the first to comment on a new review you earn triple credits - 150 instead of 50. If you're the second user to comment on a review, you earn double credits - 100 instead of 50.
You can also earn bonus credits from all of your comments. Each time you add a comment other users will rate your comment as either being helpful or not. Each "helpful" rating your comment receives will earn you 1 additional credit.
Referring other users to IMRC can really earn you a lot of credits, because for every person you refer you'll earn matching credits for all the credits THEY personally earn!
And they've made it easy to get referrals ...
Once you create an account, on your Profile page you'll find your unique referral URL and all the tools you need including banners, email promotions, and a custom widget to share your referral link on Twitter, Facebook, and any other popular social networks.
Hope that helps you out!
Click Here To Start Writing Reviews Today!